Credit Strategies

Why use The Creditpreneur?

Not only do we show you how to fix or repair your credit, we can do it for you. Then we go the extra mile to show you how to leverage your new credit score and build wealth!  

1) You can use our system to help others fix/repair their credit as well and make a really good income, quickly. We give you everything you need for just a very small investment!  

2) We’ll show you how to use corporate or business credit to obtain unsecured credit to buy real estate and other businesses – actually building your wealth!  No other program does this.  

Why Not the Alternatives?

Bankruptcy

Your attorney will tell you to file bankruptcy, then you don’t have to worry anymore – once you pay the attorney his fee.

This will stay on your credit reports for at least 10 years and there are some bureaus that insurance and other potential creditors use that keep it forever. 

Bankruptcy will close all your unsecured accounts.

NOTE: Bankruptcy laws changed where they can force you to sell assets to pay back what that brings in. 

Debt Consolidation / Debt Management Plans

Your research will tell you debt consolidation or debt management will affect your credit less than bankruptcy.  That’s debatable.

Here’s how it works:
You pay one payment, every two weeks until your debt is paid off at a discount, which can be years.
Then, they say, you don’t have to worry anymore, but what if you feel you can’t be consistent, over time, in making those payments? After all, it may still be a chunk of money out of your budget and their added fees are quite high. If you miss, they can add on late fees and a change in terms (like a higher interest rate and a longer term). 
Well, it’s not a good plan at all – for you, but it’s very lucrative for them – that’s why there are so many of them.

Even a non-profit DMP, which has lower fees, still has all the other problems this course of action brings.

Both of these programs can take months before they do anything at all to decrease your debt because you have to first pay in enough for them to pay off any debt.  And at the end, it goes on your credit report that you paid at a discount, which doesn’t go away for years.

And, again, ALL your unsecured accounts will be closed once they see this action – and that doesn’t take long.  That goes on your credit report as well.

The Creditpreneur

Our Creditpreneur program will show you how to handle each account on your own, including those already in collections. But maybe you don’t feel like you have the time or ability to go through all this on your own. Not only can we do it for you, but we’ll get everything organized for you so you can choose which option suits you the best.

Wealth Building

An added bonus – once your credit goes up over 720, which can happen quickly or take a few months, we will show you how to leverage your credit score to buy real estate or other businesses and we’ll give you an opportunity to come into our Creditpreneur business and train you on how to do that!